1. The applicant of commercial acceptance bills and discounted applicants must be corporate legal persons or other economic organizations approved by the State Administration for Industry and Commerce or the competent department 2. There are real and legal commodity and labor transactions between the applicant and the issuer or the direct hand. The trading contract for commercial acceptance bills that require discounting must be legal and complete, that is, the discounted commercial acceptance bill must meet the "Bill Law". "No transfer" and "pledge" and other words 4. Open the deposit account 5. Discount applicants' economic benefits and credit conditions are good 6. The bank requires other conditions.
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